We found out today that our credit union changed their routing number last week and didn't tell anybody. Debit cards have been fine, but the few checks my parents write have been coming back ISF. CU changes routing number, old routing number on paper checks no longer work. CU says they're covering all the fees, and said to use debit cards when possible while everybody has new checks printed.
Think your pissed now? Go to Bank of America and get back to me in a year.
Go to a local credit union. Ten+ years with the one I got when we moved here and my only complaint is they quit sending out calendars. Now that really fries my oysters.
Need I really say more?