Millennial's

be9ak7ts16 said:
Ive lost track of the 20 something's that have said, "I want a $20/hr job to start"
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That's because that's a reasonable livable wage.

$41, 600k a year is not a lot when you have several bills to pay and live alone.
 
ladyspartan16 said:
That's because that's a reasonable livable wage.

$41, 600k a year is not a lot when you have several bills to pay and live alone.
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And $41.5k is way above the average income for millennials. Average income is between $30,000 and $35,000, which is literally poverty level income. That's not factoring in the fact that the cost of living has skyrocketed in spite of a terrible economy, because the government rigged the game and created artificial inflation to protect rich people.

The single biggest problem I have with Donald Trump. I though he'd be the one to point this out, that this is a direct way the government screwed over Americans to protect the elites. His "anti-PC" movement ends when the discussion moves from the blacks and Mexicans to real issues affecting real Americans.
 
ladyspartan16 said:
That's because that's a reasonable livable wage.
$41, 600k a year is not a lot when you have several bills to pay and live alone.
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You're kidding right? Several bills? There's quite a few people with families who aren't making 41.5k and they have bills.
Median income in the US ranges from 27k to 65k for a family of 4.depending on the source reporting and location. So FWIW I could do quite well on 41.5k a year if I was single.

I understand the horror of student loans and depending on the area rent can be reasonable or outrageous. But I''m tired of the millennials or IOW the Boo Hoo woe is me generations constant bitching.

It was different but it wasn't a picnic for us, our parents or grandparents either so suck it up buttercups.
 
Give them trophies.
Give them 20.00$ /hr. To start.
Entitle them.
Coddle 'em.

Get motivated. If you want the world, go get it. Learn a trade. Get your hands dirty. Go where the jobs are .So we handed you a turd. Fix it. I build The Worlds Finest Submarines because I have a trade. Millenials come in demanding the same $ I'm making, and not knowing ****. Its sad. A trade I went after and learned and honed over a good number of years, which has afforded me a Comfortable lifestyle, yet they want the.same t
Point is, quit blaming every one .The harm is already done. Get off your ass and make it happen.
 
MAGICMILER said:
Give them trophies.
Give them 20.00$ /hr. To start.
Entitle them.
Coddle 'em.

Get motivated. If you want the world, go get it. Learn a trade. Get your hands dirty. Go where the jobs are .So we handed you a turd. Fix it. I build The Worlds Finest Submarines because I have a trade. Millenials come in demanding the same $ I'm making, and not knowing sh!t. Its sad. A trade I went after and learned and honed over a good number of years, which has afforded me a Comfortable lifestyle, yet they want the.same t
Point is, quit blaming every one .The harm is already done. Get off your ass and make it happen.
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Amen brother! Well said. :salute:
 
DUN24 said:
How old were you when you realized retirement was totally realistic? Because I don't see any light at the end of the tunnel. I'm young asf in the grand scheme of things so that's why I'm curious.
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I remember being a kid and studying compound interest in Math class and I saw how relatively small numbers could become big numbers over time. I started saving and then investing and my little bit here and there became a very tidy sum so I was very fortunate to have learned that lesson early. Also I always attempted to live below my means but still have a good time and it all worked out. Another thing that really helped me was growing up poor as it really helped keep needs and wants in perspective and to either pay cash for things or save a substantial down payment.
 
Everything you see and are taught tells you to get in debt. Learn early on, that this is BS. Live within your means, do not carry a balance on a credit card past the due date, they will rape you. Use a credit card as if it is cash pay off card every month never carry a balance. Save at least 15% of you after tax income in a safe place. You will, trust me on this, you willget used to that 15% not being there.
Never get a mortgage for more than 15 years, ever. If you can not do that then rent till you can. If you need a vehicle by used with warranty left on it. When you drive a new car off the lot you just lost 50% of its value.
 
sdj said:
Everything you see and are taught tells you to get in debt. Learn early on, that this is BS. Live within your means, do not carry a balance on a credit card past the due date, they will rape you. Use a credit card as if it is cash pay off card every month never carry a balance. Save at least 15% of you after tax income in a safe place. You will, trust me on this, you willget used to that 15% not being there.
Never get a mortgage for more than 15 years, ever. If you can not do that then rent till you can. If you need a vehicle by used with warranty left on it. When you drive a new car off the lot you just lost 50% of its value.
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Very well said as if people learned to want what they have instead of having what they want society would be in much better shape.
 
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A societal change I have seen in my lifetime is the lack of options the generations that have come after me are stuck with. In my time I could choose to work beside my father and grandfather at the steel mill and make a decent enough living that I could afford to buy a home and raise a family. If a steel mill was not to my liking I could go to many other manufacturing plants and achieve the same goal. Most of those jobs are gone now and have been replaced by lower paying jobs in the service industry.

In today's day and age if you don't have a 4 year degree it precludes you from filling out a bunch of job applications and a degree guarantees you nothing in terms of work or compensation. In my time if you had a 2 or 4 year degree it pretty well guaranteed you a job in your field of endeavor.

When I was a kid I used to hear about a time when we would work 4 days a week because robots (automation) would be able to do many of the things we did manually and because of that we could look forward to more leisure time. What a crock! Between automation and shipping our manufacturing jobs elsewhere we find ourselves unemployed or underemployed and having to run life's race at an even faster pace. Throw in the concerns over health insurance and other medical expense and life can be very stressful for many good people.

There are good and bad in my generation and the same holds true for today's bunch. If I could give a young person advice I would tell them to try and find a job that you enjoy doing and if that is not possible at least do something you don't dread as that will make life complete drudgery. Also, young people, hold off on the body modifications until you have established yourself as many mods are job killers across all sectors. I know, I know.....having a face that looks like you fell into a tackle box does not make you a bad person nor do neck tats or ear lobes with holes bigger than hockey pucks but just don't do it until you have made your first million or attitudes change.
 
Skoalbandit33 said:
There are good and bad in my generation and the same holds true for today's bunch. If I could give a young person advice I would tell them to try and find a job that you enjoy doing and if that is not possible at least do something you don't dread as that will make life complete drudgery. Also, young people, hold off on the body modifications until you have established yourself as many mods are job killers across all sectors. I know, I know.....having a face that looks like you fell into a tackle box does not make you a bad person nor do neck tats or ear lobes with holes bigger than hockey pucks but just don't do it until you have made your first million or attitudes change.
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I would like to build on this if you don't mind. I'm 35 so I fit right in between Gen X and Millenials. Not that I'm old by any means but I have lived in several different cities in the country so I feel like I have learned a few things along the way.

One of the most important things I have learned is not to compare yourself to others. There will always be someone better off than you and there will always be someone less fortunate than you. If you are going to compare yourself to someone else, it should probably be on equal footing. Unfortunately, not all of us have the same parents, or the same economic background, or the same up-bringing and experiences, so it is actually pretty stupid to compare yourself to anyone else.

If you want a better life, you have to work hard for it. All those people that you see on tv that are millionaires did it through sacrifice. These people are severely lacking in other aspects of their lives, usually their family life. The people that are millionaires are work-a-holics plain and simple. They enjoy working to make more and more money. They define themselves by how much money they have, while their home lives are typically a disaster. Again, there are exceptions to every rule, but they are few and far between. Even the Kraptashions have worked as models and have sacrificed their privacy to make more money. They were lucky to have been born into a prosperous family but they have no control over that. Again, we all have different up-bringings.

If you want a better life, you have to work hard for it. Each job you take is just a stepping stone to the place you want to be. If you want to be a millionaire, then when you get off working your first job, you need to go home and work another 6-8 hours on improving your skills and learning how to reach that millionaire status. I'll even give you a hint. Most do it through buying, selling, and renting, real estate. They start by buying a cheap condo in a bad neighborhood that they can easily afford. They live there for a few years saving up enough money to put a down payment on the next place. They buy the next place, and rent out the first place. Usually the first place is cheap enough that it is already paid off. Then they repeat this process over and over and over. But they make sacrifices along the way. They live on the bad side of town for a while, they take the bus/train to work, they do everything they can to save money to purchase the next place. Again, they aren't driving fancy cars or going to the bars on the weekend, or really doing anything except working. Because they are trying to take the next step in order to be that millionaire.

I would have actually done this had I known about it when I was younger. Unfortunately, I got some bad advice from family and got stuck in a house I could barely afford. I bought at the peak of 2007 and have been living here underwater ever since. I did not just walk away. Maybe I should have. I don't know but I do know that by not walking away, I still have the house and the equity, that I will eventually be able to sell one day (or rent).

Pro athletes are actually the same way. Natural talent will get them into the college ranks, but to get into the pro game the ones that make it, work their butts off. They live in the gym lifting weights, and when they aren't lifting, they are practicing their game, football, basketball, etc. Some guys have enough talent to make it into the pros, but then they choose not to work at it and are quickly cut from the team. See any draft bust player you can think of. There is a large list. Only those that have worked hard stay in the pro game. And not all of those people are household names. Some of those guys are average players that made average money for a few years and then couldn't take it anymore. There is nothing wrong with that. And btw we are not all 6 foot 7 athletic people so it is pretty stupid to compare yourself to someone like that.

Last but not least, only you suffer the consequences of your decisions. No one else cares if you are living in a crappy apartment or mom's basement or a million dollar home because it doesn't effect them. Find out what makes you happy and don't let others force their ideas of happiness on you. If you want a big tattoo across your forehead, go for it, but don't be surprised if it limits your job opportunities. You want a better job, do something about it. How do you spend your time when no one is looking? (insert dirty joke here)

For me, I spent the last 2 years getting a master's degree while having a full time job. Some of my classmates had young kids to take care of. The time commitment to complete the degree and go to a full time job made me insane, I couldn't imagine trying to raise kids, have a full time job, and go to school. I was working about 18 hours a day 5 days a week and then 8 hours on Saturday and Sunday. It was tough, but it was for only 2 years, and now it's over. I can now take the next step to apply to new jobs to try to make a better life for myself. By the way, my marriage suffered along the way, but I am repairing the damage now that school is over. And thankfully my wife is understanding of the situation. I made the sacrifice, and now I'm able to take the next step. It was nobody else's fault but my own.
 
LouieLouie said:
I would like to build on this if you don't mind. I'm 35 so I fit right in between Gen X and Millenials. Not that I'm old by any means but I have lived in several different cities in the country so I feel like I have learned a few things along the way.

One of the most important things I have learned is not to compare yourself to others. There will always be someone better off than you and there will always be someone less fortunate than you. If you are going to compare yourself to someone else, it should probably be on equal footing. Unfortunately, not all of us have the same parents, or the same economic background, or the same up-bringing and experiences, so it is actually pretty stupid to compare yourself to anyone else.

If you want a better life, you have to work hard for it. All those people that you see on tv that are millionaires did it through sacrifice. These people are severely lacking in other aspects of their lives, usually their family life. The people that are millionaires are work-a-holics plain and simple. They enjoy working to make more and more money. They define themselves by how much money they have, while their home lives are typically a disaster. Again, there are exceptions to every rule, but they are few and far between. Even the Kraptashions have worked as models and have sacrificed their privacy to make more money. They were lucky to have been born into a prosperous family but they have no control over that. Again, we all have different up-bringings.

If you want a better life, you have to work hard for it. Each job you take is just a stepping stone to the place you want to be. If you want to be a millionaire, then when you get off working your first job, you need to go home and work another 6-8 hours on improving your skills and learning how to reach that millionaire status. I'll even give you a hint. Most do it through buying, selling, and renting, real estate. They start by buying a cheap condo in a bad neighborhood that they can easily afford. They live there for a few years saving up enough money to put a down payment on the next place. They buy the next place, and rent out the first place. Usually the first place is cheap enough that it is already paid off. Then they repeat this process over and over and over. But they make sacrifices along the way. They live on the bad side of town for a while, they take the bus/train to work, they do everything they can to save money to purchase the next place. Again, they aren't driving fancy cars or going to the bars on the weekend, or really doing anything except working. Because they are trying to take the next step in order to be that millionaire.

I would have actually done this had I known about it when I was younger. Unfortunately, I got some bad advice from family and got stuck in a house I could barely afford. I bought at the peak of 2007 and have been living here underwater ever since. I did not just walk away. Maybe I should have. I don't know but I do know that by not walking away, I still have the house and the equity, that I will eventually be able to sell one day (or rent).

Pro athletes are actually the same way. Natural talent will get them into the college ranks, but to get into the pro game the ones that make it, work their butts off. They live in the gym lifting weights, and when they aren't lifting, they are practicing their game, football, basketball, etc. Some guys have enough talent to make it into the pros, but then they choose not to work at it and are quickly cut from the team. See any draft bust player you can think of. There is a large list. Only those that have worked hard stay in the pro game. And not all of those people are household names. Some of those guys are average players that made average money for a few years and then couldn't take it anymore. There is nothing wrong with that. And btw we are not all 6 foot 7 athletic people so it is pretty stupid to compare yourself to someone like that.

Last but not least, only you suffer the consequences of your decisions. No one else cares if you are living in a crappy apartment or mom's basement or a million dollar home because it doesn't effect them. Find out what makes you happy and don't let others force their ideas of happiness on you. If you want a big tattoo across your forehead, go for it, but don't be surprised if it limits your job opportunities. You want a better job, do something about it. How do you spend your time when no one is looking? (insert dirty joke here)

For me, I spent the last 2 years getting a master's degree while having a full time job. Some of my classmates had young kids to take care of. The time commitment to complete the degree and go to a full time job made me insane, I couldn't imagine trying to raise kids, have a full time job, and go to school. I was working about 18 hours a day 5 days a week and then 8 hours on Saturday and Sunday. It was tough, but it was for only 2 years, and now it's over. I can now take the next step to apply to new jobs to try to make a better life for myself. By the way, my marriage suffered along the way, but I am repairing the damage now that school is over. And thankfully my wife is understanding of the situation. I made the sacrifice, and now I'm able to take the next step. It was nobody else's fault but my own.
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First off congrats on getting your Masters as that is a great accomplishment and I hope it benefits you in many ways.

One thing that I have seen trip people up across all generations is their attitudes toward possessions. There is nothing wrong with working hard or even getting lucky and having nice things but things will never sustain happiness and there are millions out there that don't believe it and are suffering because of it. Things are meant to enhance happiness not to create happiness and truth be told I was probably even happier when I had very little as opposed to now that I am established.
 
BobbyFord said:
The economy does suck. The job market does suck. There are many reasons for this and one person is not to blame.
It is difficult to start a good career or to find a job, no matter how qualified you may be.
If you have a good job you are less likely to be affected by a poor economy.
That said, the youngsters at my work are lazy as fuk.
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Talk about lazy I got a hamburger with no patty on it a month ago...
 
MAGICMILER said:
Give them trophies.
Give them 20.00$ /hr. To start.
Entitle them.
Coddle 'em.

Get motivated. If you want the world, go get it. Learn a trade. Get your hands dirty. Go where the jobs are .So we handed you a turd. Fix it. I build The Worlds Finest Submarines because I have a trade. Millenials come in demanding the same $ I'm making, and not knowing sh!t. Its sad. A trade I went after and learned and honed over a good number of years, which has afforded me a Comfortable lifestyle, yet they want the.same t
Point is, quit blaming every one .The harm is already done. Get off your ass and make it happen.
Click to expand...

And who is to blame for "Participation Trophies"? Who handed those things out? Not my generation.

I never asked for them when I played soccer, or was building cars for the Pinewood Derby. I don't give a **** about your participation trophy, I wanted the big trophies.

Second place? I only felt good about second place twice in my life.

Once was in a Pinewood Derby in Cub Scouts, when my dad was the packmaster. Prior to that, I either won or placed second every year. So, when my car was in the final again, my dad rigged the race so I wouldn't win -- knowing I had built a better car. He added more weight to it to slow it down -- and never told anyone. I was so pissed off about it, because, if I can finish second, it means I can finish first. But he sat me down that night at dinner and explained why he had to do it and I finally understood.

The other time was in a SkillsUSA state competition. There were two portions of the competition that I thought I did terrible in. When they called me up as the runner-up, I was shocked and ecstatic. Not to mention, if I had actually won, I would have had to go to the Nationals in Missouri or some other godforsaken place in the middle of bum**** nowhere. For a week, in the summer. :lol2:

As far as participation trophies, I think I threw away a participation trophy when I was in soccer because I missed a goal or something in a game we lost. That damn thing didn't make me feel any better -- actually, it pissed me off. It felt patronizing or condescending or something honestly. I missed the game winning goal. I don't need a "feel good" speech.
 
AndyMarquisLive said:
And who is to blame for "Participation Trophies"? Who handed those things out? Not my generation.

I never asked for them when I played soccer, or was building cars for the Pinewood Derby. I don't give a sh!t about your participation trophy, I wanted the big trophies.

Second place? I only felt good about second place twice in my life.

Once was in a Pinewood Derby in Cub Scouts, when my dad was the packmaster. Prior to that, I either won or placed second every year. So, when my car was in the final again, my dad rigged the race so I wouldn't win -- knowing I had built a better car. He added more weight to it to slow it down -- and never told anyone. I was so pissed off about it, because, if I can finish second, it means I can finish first. But he sat me down that night at dinner and explained why he had to do it and I finally understood.

The other time was in a SkillsUSA state competition. There were two portions of the competition that I thought I did terrible in. When they called me up as the runner-up, I was shocked and ecstatic. Not to mention, if I had actually won, I would have had to go to the Nationals in Missouri or some other godforsaken place in the middle of bum**** nowhere. For a week, in the summer. :lol2:

As far as participation trophies, I think I threw away a participation trophy when I was in soccer because I missed a goal or something in a game we lost. That damn thing didn't make me feel any better -- actually, it pissed me off. It felt patronizing or condescending or something honestly. I missed the game winning goal. I don't need a "feel good" speech.
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I threw away all my trophies.... Can I have a medal? :D
 
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