96 month financing has you guys worked up? Ha! I work at a new car dealership on the parts/service side. The NC State Employees Credit Union will finance for 10 years. 120 months. I see it done quite often. 72 months is the industry standard now, not 60 like it was for years. Imagine paying on a vehicle for 10 years. I hope you like it, because it's going to be very hard to get out from under it.
Also, $60k is fairly common for a truck these days. We recently sold a Ram 1500 that come in at almost $73,000, and it was missing a few options that would have pushed it over $76,000.
Vehicles have gone up in price, but our money isn't worth what it used to be either.